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Does your medical insurance cover you completely? Most people are unaware of exactly how much their medical insurance covers and are often shocked to find that certain things are not covered after it is too late. One recommendation that is often given in medical insurance articles is to ask your insurance agent about Medi-Gap insurance or supplemental insurance.

If you have insurance from your employer and it all seems too complicated to you, then you need to consult an expert on this. And this is something you might do every so often as sometimes large companies will modify their medical coverage insurance for their employees. Of course they will notify you, as required hopefully, but if you do not understand it all you need to ask someone who knows.

Only about 58% of the businesses in the United States offer health insurance to their employees and the trend seems to be that this percentage is going down not up. Meanwhile the premiums keep going up, which are over taxing businesses and resulting in the cutting of types of coverages says the GAO.

Most medical insurance just does not provide for every illness or injury and this is why it is often wise to have supplemental insurance, but you need to shop around and talk to an expert in these things.

That is what I did, like you I was concerned. I certainly hope this article is of interest and that is has propelled thought. The goal is simple; to help you in your quest to be the best in 2007. I thank you for reading my many articles on diverse subjects, which interest you.

"Lance Winslow" - If you have innovative thoughts and unique perspectives, come think with Lance; http://www.WorldThinkTank.net/. Lance is a guest writer for Our Spokane Magazine in Spokane, Washington